We are seeking a seasoned and strategic Senior Regulatory Counsel / Head of Regulatory to lead its Global Regulatory function and play a pivotal role in supporting the company’s regional and international expansion strategy.

This role goes beyond advisory—it is a leadership position responsible for shaping regulatory strategy, driving licensing initiatives, and building scalable compliance frameworks across multiple jurisdictions. The successful candidate will act as a key partner to executive leadership, ensuring that growth, innovation, and market entry efforts are executed within a robust and forward-looking regulatory environment.

‍

Regulatory Leadership & Strategy

• Define and lead Whish Money’s global regulatory strategy, aligning with business objectives and expansion priorities
• Act as a strategic advisor to senior leadership on regulatory risks, opportunities, and market entry considerations
• Develop frameworks to support scalable, multi-jurisdictional operations

Market Expansion & Licensing

• Lead regulatory workstreams for new market entry, including feasibility analysis, regulatory mapping, and licensing strategies
• Oversee and drive end-to-end licensing and authorization processes across multiple jurisdictions
• Establish standardized approaches to accelerate cross-border expansion while maintaining compliance

Regulatory Advisory & Business Enablement

• Provide expert legal and regulatory guidance on fintech products, payments, remittances, and digital financial services
• Partner with Product, Strategy, Compliance, and Operations to ensure regulatory requirements are embedded into innovation and product development
• Translate complex regulatory frameworks into clear, actionable, and commercially viable solutions

Regulator Engagement & External Representation

• Serve as the primary point of contact with financial regulators, central banks, and supervisory authorities
• Build and manage relationships with regulators across key markets to support licensing, compliance, and strategic positioning
• Oversee engagement with external counsel, advisors, and industry bodies

Regulatory Risk, Compliance & Governance

• Establish and oversee robust regulatory compliance and governance frameworks across all operating entities
• Lead responses to regulatory inspections, audits, and supervisory reviews
• Ensure continuous monitoring of regulatory obligations and emerging risks

Regulatory Intelligence & Change Management

• Monitor global regulatory developments in fintech, payments, and digital financial services
• Assess the impact of regulatory changes and lead internal implementation of required updates
• Proactively identify regulatory trends to inform long-term business strategy and innovation

Team Leadership & Capability Building

• Build, mentor, and manage a high-performing regulatory team (as applicable)
• Promote a culture of accountability, proactiveness, and regulatory excellence
• Drive internal awareness and training on key regulatory topics

• 7–12+ years of experience in financial services regulation, with strong exposure to fintech, payments, or banking sectors
• Deep expertise in payments, e-money, remittances, and digital financial services frameworks
• Proven experience leading multi-jurisdictional licensing and regulatory expansion initiatives
• Strong track record of direct engagement with regulators and supervisory authorities
• Experience in a high-growth, international fintech environment is highly preferred

‍

• Strategic thinker with the ability to balance regulatory compliance and business growth
• Leadership capability with experience managing teams and cross-functional stakeholders
• Strong commercial acumen and ability to translate regulation into business strategy
• Excellent negotiation, communication, and stakeholder management skills
• High level of ownership, resilience, and ability to operate in complex, fast-paced environments

• Deep knowledge of financial regulations (payments, e-money, remittances)
• Hands-on experience with licensing and regulatory approvals across jurisdictions
• Ability to build compliance, governance, and risk frameworks
• Strong understanding of fintech products and payment systems
• Expertise in regulatory change management and advisory
• Skilled in regulator engagement and regulatory documentation

• High visibility role interacting with multiple departments